Shopping at Target is convenient, and with the rise of digital payment methods, customers are looking for faster and safer ways to complete their transactions. One of the most popular payment solutions today is Apple Pay, a contactless mobile payment system available on Apple devices.
So, does Target accept Apple Pay? The short answer is yes! Target allows customers to use Apple Pay for in-store purchases, making checkout seamless and secure. This guide explains how to use Apple Pay at Target, highlights its advantages, and covers other available payment options.
How to Use Apple Pay at Target
Using Apple Pay at Target is simple. Whether you’re shopping in-store or at a self-checkout kiosk, the process is fast and secure. Follow these steps to make your next Target shopping trip effortless with Apple Pay.
1. Set Up Apple Pay on Your Device
Before using Apple Pay at Target, make sure it is set up on your Free iPhone or Apple Watch:
- Open the Wallet app on your iPhone.
- Tap the “+” button to add a new card.
- Complete the on-screen prompts to connect your credit or debit card.
- Once verified, your card will be available for Apple Pay transactions.
If you are using an Apple Watch, set up Apple Pay via the Watch app on your iPhone.
2. Paying with Apple Pay at Target
When you’re ready to check out at Target, follow these steps to pay with Apple Pay:
- At a Cash Register (With a cashier):
- Let the cashier know you’ll be paying with Apple Pay.
- Press the side button twice on your iPhone or Apple Watch to launch Apple Pay.
- Place your device near the contactless payment terminal.
- A checkmark and the message “Done” will display, indicating successful payment.
- At a Self-Checkout Kiosk:
- Scan your items and continue towards completing your payment.
- Choose “Credit/Debit Card” as your payment method.
- Position your iPhone or Apple Watch close to the card reader.
- Once the transaction is complete, your receipt will be printed or sent digitally.
3. Paying via Apple Pay on the Target App & Website
Currently, Target does not accept Apple Pay for purchases made on Target.com or in the Target app. Instead, Target offers its own mobile wallet option called Target RedCard or allows payments via credit cards, PayPal, and other methods.
If you plan to shop online at Target, you must use another payment method besides Apple Pay.
Benefits of Using Apple Pay at Target
As a rapidly expanding payment option, Apple Pay offers several advantages. Here are the main benefits of using it at Target:
1. Enhanced Security & Privacy
- With tokenization, Apple Pay ensures that your real credit or debit card information remains hidden from the store.
- Every transaction generates a one-time security code, providing greater protection than a physical card.
- Face ID or Touch ID verification enhances security by preventing unauthorized transactions.
2. Speed & Convenience
- No need to carry cash or a physical credit card.
- Checkout is faster than inserting a chip card or entering a PIN.
- Works with Face ID or Touch ID, making transactions seamless.
3. Contactless Payment for Safety
- Minimizes physical contact with cash registers, making it a safer option for health-conscious shoppers.
- Perfect for busy stores like Target, where you can tap and go without waiting.
Does Target Accept Other Contactless Payment Methods?
Yes! Besides Apple Pay, Target also accepts:
1. Google Pay
- Functions like Apple Pay but is designed for Android users.
- Utilizes Near Field Communication (NFC) technology for fast and touch-free transactions.
2. Samsung Pay
- Available on Samsung Galaxy devices.
- Employs Magnetic Secure Transmission (MST), allowing it to work with older payment terminals.
3. Contactless Credit & Debit Cards
- Some Visa, Mastercard, and American Express cards allow tap-to-pay transactions.
- If your card displays the contactless symbol, you can simply tap it on the payment terminal.
4. Target RedCard (5% Discount Per Purchase!)
- Target offers its own RedCard debit and credit cards that provide 5% off all Target purchases.
- Works with Target’s mobile wallet in the Target app, but does not integrate with Apple Pay.
Apple Pay at Target: In-Store vs. Online
| Apple Pay at Target | Accepted? |
|---|---|
| In-Store Purchases | ✅ Yes |
| Self-Checkout Kiosks | ✅ Yes |
| Target Mobile App | ❌ No |
| Target Website (Online) | ❌ No |
Frequently Asked Questions (FAQs)
1. Does every Target store accept Apple Pay?
Yes, all Target locations in the United States accept Apple Pay at checkout.
2. Can I use Apple Pay for Drive Up or Curbside Pickup at Target?
No, Apple Pay is not supported for curbside pickup orders at Target.
3. Do I earn Target Circle rewards when using Apple Pay?
Yes, Apple Pay transactions still count toward Target Circle rewards and discounts.
4. Can I use Apple Pay with a Target RedCard?
No, Target’s RedCard does not support Apple Pay. You can still link your existing debit or credit card to Apple Pay.
Final Thoughts: Should You Use Apple Pay at Target?
If you’re an Apple user, Apple Pay is a safe, fast, and convenient way to pay at Target stores. It improves security, removes the need for physical cards, and makes checkout faster.
However, if you’re shopping online at Target.com or in the Target app, you’ll need to use an alternative payment method.
Apple Pay is a convenient and secure choice for in-store purchases at Target, making shopping easier and more secure.